Terms and Conditions
Acceptance of Terms
By accessing or using the services provided by RightEnroll, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not access or use our services.
Important Notice About Terms That Limit Your Rights
Please read these terms carefully as they contain provisions that limit your rights, including dispute resolution through binding arbitration and waivers of class actions.
The Services
We are an online service provider specializing in providing insurance quotes and connecting insurance shoppers with professionals who can assist them. WE ARE NOT AN INSURANCE PROVIDER AND WE DO NOT UNDERWRITE ANY INSURANCE POLICY MADE AVAILABLE TO YOU THROUGH THE SERVICES.
We intend for the Services to provide you with the ability to receive comparative insurance quotations from our subsidiaries and/or network of insurance agents, brokers, and other licensed insurance providers (hereinafter “Providers”). We will ask you to complete an online form that will request information about your name, contact information, demographic information, and information about your credit, health, and finances. Once we receive your online form, we will send your form to the Providers, who may then contact you directly if they can provide you with a quotation for insurance coverage. From time to time these Providers may ask for additional information they may need to obtain an accurate quote. If we do not have sufficient participation in our network in your area, you may receive less than five offers.
Any insurance policy premium quotes or ranges displayed on the Services are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application. Insurance products and their availability may vary by state and your circumstances, and additional minimum coverage limits may be required in your state. The third-party insurance products offered for sale through the Services are only available in the jurisdictions in which we are properly licensed.
We do not guarantee that any of the Providers will contact you or agree to provide you coverage. We are not responsible in any way for the conduct of the Providers to whom we forward your information.
We do not endorse any particular insurance plan, provider, or agent. Any information provided about any particular insurance plan, provider, or agent shall not be construed as an endorsement by us.
If you need personal advice, explanation of coverage, assessment of needs, or specific policy recommendations, consult with the Provider or a licensed insurance agent, broker, or other qualified professional.
Your use of certain Services may require you to agree to additional terms and conditions or enter into separate agreements with us, Providers, or other third parties. Any third-party insurance products purchased by you through the Services are subject to the terms and conditions of the applicable insurance carrier. In the event of a conflict between these Terms of Use and the terms of any such other terms, the terms of such other terms will control.
Your Account
You may need to create an account to access certain features of our services. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account.
Copyright and Proprietary Rights Information
All content and materials provided through our services are the property of RightEnroll or its licensors and are protected by copyright and other intellectual property laws.
Your License to Use the Services
Subject to your compliance with the Terms, we grant you a limited non-exclusive, non-transferable, non-sublicensable, revocable license to use the Services for your personal, noncommercial use. In consideration of your use of the Services, you agree to provide true, accurate, and current information about yourself as prompted by the required registration forms.
The rights granted to you herein are subject to the following restrictions: You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or service found on or obtained from the Site; provided that you may download, reproduce, and retransmit the Services or any content therein solely for non-commercial purposes.
In addition, you warrant and agree that while using the Service, you will not do any of the following:
• Impersonate any other person or entity;
• Submit any information about a third party without that party’s understanding and express consent;
• Submit false or misleading information;
• Exploit this Service for any commercial reason;
• Engage in any activity or behavior that is criminal or violates applicable laws and regulations;
• Commit any action which could give rise to civil liability;
• Upload or attempt to upload any computer virus, malicious computer code, file program, or any other digital property; and
• Restrict others from making use of the Services or committing any action that interferes with blocks, or otherwise harms the Service.
Use of the Service by you does not grant to you ownership and any commercial use or exploitation of the Services by you is expressly prohibited. You may not exploit, copy, redistribute, or reproduce any aspect of the Services. Doing so may be a violation of applicable Federal and state laws and may subject you to liability.
Disclaimer of Warranties
RightEnroll provides its services on an “as is” and “as available” basis, without any warranties of any kind, whether express or implied.
Limitation of Liability
In no event shall RightEnroll be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of our services.
Release
You release RightEnroll and its affiliates, officers, employees, and agents from any claims, demands, and damages arising out of or in any way connected with your use of our services.
Indemnification
You agree to indemnify and hold RightEnroll and its affiliates, officers, employees, and agents harmless from any claims, damages, losses, or liabilities, including legal fees, arising out of your use of our services.
Dispute Resolution; Binding Arbitration
Any dispute or claim arising out of or relating to these terms or your use of our services shall be resolved through binding arbitration.
No Class Arbitrations, Class Actions, or Representative Actions
All disputes must be resolved on an individual basis; class arbitrations, class actions, and representative actions are not permitted.
Notice; Informal Dispute Resolution
Before initiating arbitration, you agree to first attempt to resolve any disputes informally by contacting RightEnroll.
Process
Arbitration shall be conducted by a single arbitrator by the rules of the American Arbitration Association.
Governing Law
These terms shall be governed by and construed by the laws of the state of [Insert State], without regard to its conflicts of law provisions.
Electronic Communications
By using our services, you consent to receive electronic communications from RightEnroll, including notifications, newsletters, and promotional materials.
Collection and Use of Your Personal Information
We collect and use your personal information by our Privacy Policy.
How We Share Your Personal Information
We may share your personal information with third parties as described in our Privacy Policy.
Cookies and Other Tracking Technologies
We use cookies and other tracking technologies to improve your experience on our website.
Updating Your Information
You are responsible for keeping your account information accurate and up to date.
How We Protect Your Personal Information
We employ security measures to protect your personal information from unauthorized access and use.
Information from Minors
Our services are not intended for use by individuals under the age of 18. We do not knowingly collect personal information from minors.
Links to Other Websites
Our services may contain links to third-party websites. We are not responsible for the content or privacy practices of these websites.
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these terms, you may not access or use our services.