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Frequently Asked Questions

What is Original Medicare?

Original Medicare is a federal health insurance program primarily for people aged 65 and older. It also covers certain younger people with disabilities and those with End-Stage Renal Disease.

Who is eligible for Medicare Advantage?

Generally, individuals aged 65 or older, younger people with disabilities, and people with End-Stage Renal Disease are eligible for Medicare.

What are the various parts of Original Medicare?

There are different parts of Original Medicare. Medicare Part A: Hospital Insurance, Medicare Part B: Medical Insurance, Medicare Part C: Medicare Advantage Plans (offered by private companies), and Medicare Part D: Prescription Drug Coverage.

How do I enroll in Medicare Advantage?

You can enroll in Medicare Advantage through the Social Security Administration online, by phone, or in person.

When can I enroll in Original Medicare?

Initial Enrollment Period: Starts 3 months before you turn 65, includes your birth month, and ends 3 months after you turn 65. General Enrollment Period: January 1 to March 31 each year. Special Enrollment Period: Available in certain circumstances, such as if you’re still working and covered by an employer’s health plan.

Does Medicare cover dental and vision care?

Original Medicare (Parts A and B) does not cover most dental care, vision exams, or hearing aids.

What services are not covered by Original Medicare?

Long-term care, most dental care, eye exams related to prescribing glasses, dentures, cosmetic surgery, acupuncture, hearing aids, exams for fitting them, and routine foot care.

How does Original Medicare work with other insurance?

If you have other insurance, Original Medicare is the primary or secondary payer. The primary payer pays first up to the limits of its coverage, and the secondary payer pays the remaining costs.